PEO Readiness Calculator | PEO Spectrum
PS
PEO Spectrum
PEO Readiness Calculator
Step 1 of 11
9%
Question 1 of 11
How many full-time employees does your company have?
1–4 employees
Sole proprietor or very early stage
5–19 employees
Small business — PEOs start making sense here
20–99 employees
Sweet spot for PEO value
100–499 employees
Mid-market — PEO or in-house HR decision
500+ employees
Likely need in-house HR or ASO model
Question 2 of 11
How is HR currently managed at your company?
Owner or a non-HR manager handles it
Time-consuming and error-prone
Part-time HR person or shared duty
Stretched thin, mostly reactive
Dedicated HR staff (1–2 people)
Could still benefit from PEO leverage
Full HR department (3+ people)
Less likely to need a PEO
Question 3 of 11
How satisfied are you with your current health insurance costs?
Very dissatisfied — costs are too high
PEOs can reduce health insurance costs 15–30%
Somewhat dissatisfied
Neutral — it's okay
Happy with current coverage and costs
We don't offer health insurance yet
A PEO makes offering benefits much easier
Question 4 of 11
How concerned are you about HR compliance and employment law risk?
Very concerned — it keeps me up at night
PEOs co-employ staff and share compliance liability
Somewhat concerned
Aware of the risks but managing okay
Not concerned
Question 5 of 11
How much time does leadership spend on HR, payroll, and benefits each week?
10+ hours per week
Significant drag on the business
5–10 hours per week
2–5 hours per week
Less than 2 hours per week
Question 6 of 11
Are you currently using a PEO — or have you in the past?
Yes, currently using a PEO
You may be overpaying — we can benchmark your rate
Used one before, no longer
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